Since Homes for Heroes started doing Bio’s on our affiliates, we have asked the affiliate to provide some background information for us. With that info we would put together a post and put it out there. Reading this affiliates bio, there was not much more we needed to do. In his own words, Homes for Heroes, would like to introduce you to Mikal Knotek.
In 2006, the economy was beginning to unravel. The mortgage industry was the stone that broke the camels back with fraud and poor lending practices acting as the heaviest weight. I saw misinformed loan officers through out the industry using poor judgment and taking advantage of unknowing clients.
In 2007 I re-evaluated my business plan and included room to give back. I wanted to give back because the greedy side of our industry had taken so much. I wanted to change public perception and bring confidence back to my clients. It was important for them to know that Bell Mortgage was one of the good guys in the industry
I searched for several months to find an organization to align myself with that would take advantage of my skills in the finance industry. I knew right away after speaking with David Cohen and Ruth Johnson (Homes for Heroes) that Homes for Heroes would be the perfect fit.
The HFH philosophy is easy, do what’s best for our heroes. Homes for Heroes unites a whole industry on behalf of the Hero. No other program that I have seen does this. Becoming a Homes for Heroes affiliate has given me the opportunity to say thank you to the people who give everything of themselves every day.

MIkal Knotek
Mikal Knotek has been a successful mortgage professional, manager, technology entrepreneur, and industry consultant.
Mikal entered the mortgage industry in 1991 after the purchase of his first home. Learning the business from the ground up, he quickly moved his way up the ladder and became a leading roll in production. In 1997 he co-founded The Harrison-Knotek Group with his residential business partner, Kathy Harrison. In 1998 they moved their group to Bell Mortgage and helped evolve Bell into one of the area’s premier residential mortgage lenders. His residential origination’s exceed 300 million dollars over the past 15 years.
While still in the mortgage industry, Mikal founded Audit Technologies, a lender based audit and consulting firm. His keen industry insight gave new light to how lenders manage their service portfolio.
Audit Technologies and Mikal’s growing residential mortgage business led to the founding of Clear View Software, Inc. in 2001. Mikal used his industry knowledge and technical background to develop ground breaking industry technology that moved data to and from consumers and lenders with the highest level of speed and security. His company was later purchased by a leading Minnesota lender. Mikal’s extensive technical insight keeps Bell Mortgage at the forefront of industry changes and improvements.
In addition to Mikal’s residential originations, he is also co-founder of the Bell Mortgage Commercial Lending Group and oversees its day to day operations.
Posted by homesforheroes 
Posted by homesforheroes
Posted by homesforheroes
